Trivvy
A way to keep tabs.
Six people, a week, and a pile of receipts between them. Everybody records what they paid for on their own phone, with no signal and nothing to sign up for. At the end of the trip whoever is settling up shows a code, everybody else points a phone at it, and the whole week nets down to the fewest payments that square the group. There is nowhere for any of it to go: your trips and your receipts are a file on your phone, and the only time they move is when you hand them to somebody standing next to you.
What happens between the first receipt and the last
Photograph the receipt instead of typing it
Point the camera at it and Trivvy reads the total, the date and the merchant, on the phone, using Apple's own text recognition. Nothing leaves the device, and nothing is guessed at where it does not have to be: an emailed PDF already has exact characters in it, so Trivvy takes those instead of photographing them. A till roll longer than the viewfinder is several shots that stitch into one receipt. You see what it read before any of it becomes an expense, and a date that could be read two ways says so and offers you the other one.
Split it the way it actually happened
Evenly, by shares when two people are sharing a room, by percentage, or by exact amounts when three of five had the lobster. Anybody can be left out of anything. Trivvy keeps the rule rather than the amounts it came to, so correcting a total afterwards moves every share with it. There is no version of this where the list says one number and the settlement uses another.
The fewest payments that square everybody
Not a table of who owes what to whom, which on six people is thirty numbers. Everybody's position nets to one figure, and the settlement is the shortest list of payments that clears them: at most one fewer than there are people. Couples and families can settle as one, which changes who hands the money over and changes nobody's share.
Handed over in the same room
Whoever is collecting shows a code. Everybody else points a phone at it and sends what they recorded, over Wi-Fi or plain Bluetooth, with no internet involved at any point. The code is the only thing the app keeps secret, and even it stays off the air: what the phones send while they are looking for each other is a fingerprint of it. A stranger in the same café can tell that a Trivvy trip is going on nearby, and nothing else about it.
Built for the places with one bar
The camping trip, the road trip, the festival, the cabin up the valley. Everything works offline because there is nothing online to wait for: no account to create, no trip to load, no sync to finish before you can write down what the petrol cost. Money is whole cents in a named currency rather than decimals, so six people and a week of receipts still add up to exactly zero.
On your phone, and nowhere else
No account, no sign-in and no server, and no analytics or crash reporter behind them. Nobody is counting what you tap. Unlimited trips, people, expenses and every way of splitting are free, and so are the PDF and the spreadsheet — putting the record of what your friends spent together behind a paywall would be putting your own data behind one. Pro is one payment for unlimited receipt scans, the line items off each receipt, multi-currency and no adverts.
- Platform
- iPhone
- Requires
- iOS 18 or later
- Price
- Free. Pro is one payment, not a subscription
- Offline
- All of it. There is no server to reach
- Receipts
- Read on the phone with Apple's own text recognition. Ten scans a month free, unlimited with Pro
- Sharing
- Phone to phone over Wi-Fi or Bluetooth, in the same room. Nothing touches a server
- Export
- PDF and a spreadsheet, both free and both unlimited
- Ads
- One after an export or a transfer, on the free version. Never during either
- Sync
- Optional iCloud, off until you turn it on, and to your own account
- Data
- On the device. No account, no sign-in, nothing uploaded